No setup. Wherever you spend money, simply choose the Spot you're at, enter how much you spent while there, and tap Save. As you add more expenses, SpotFunds learns from you and starts to give you helpful feedback, including projecting how much it looks like you're going to spend in a month. Use these projections to inform what your goals can be.

Go somewhere often? To speed up adding your transaction, SpotFunds will guess where you are based on your spending history. One less step to quickly add your expense.

Don't find out after you buy something that it wasn't a good idea. With location-based Spot Monitoring and Safe Balances you'll know beforehand, so you can avoid the frustration of not reaching your goal.

With Spot Monitoring enabled you will get relevant notifications based on your location quietly letting you know what your Safe Balance is for the place you are near. Also, if you happen to forget to add an expense while you’re there, SpotFunds will remember for you and make it simple to add!

Get timely notifications of your relevant Safe Balances on iPhone and Apple Watch. SpotFunds is smart, so it doesn't bother you when you just happen to be near a Spot you're monitoring. 

Knowing how much money is left for a goal is helpful, but sometimes this leads to burning through money far before the end of the month. After a goal is set, SpotFunds helps you pace your spending by letting you know your Safe Balance. Sticking to your Safe Balance will make your money last the whole month and help you stay under your spending goal!

When you enable Spot Monitoring, you will see notifications when near a Spot you frequent, but only at times you are typically there. Safe Balance notifications give you a heads up on how much you can spend right now to keep under your goal.

Also, if you happen to forget to add an expense, simply tap the notification at any time, and all the info is pre-populated so you just need to add how much you spent while there.